Commercial Credit Analyst
Join One Community Bank's dynamic team as a full-time Commercial Credit Analyst based in Oregon, WI, where your analytical skills will play a pivotal role in shaping financial futures. This position offers an exhilarating opportunity to immerse yourself in the fast-paced world of commercial lending. Enjoy the flexibility to balance your professional aspirations with personal commitments, all while contributing to a community-focused organization that values innovation.
Be part of a culture that encourages new ideas and fosters professional growth, allowing you to think big and see the upside in every challenge. You will have benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, and long-term and short-term disability insurance. If you're ready to make a meaningful impact and invest in relationships that matter, we encourage you to apply today.
A little about One Community Bank
Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World! The one bank that's different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 16 locations. Come grow with One Community Bank! We have been voted a Top Work Place seven years in a row!
What it's like to be a Commercial Credit Analyst at Commercial Credit Analyst
As a Full-Time Commercial Credit Analyst at One Community Bank, you will dive deep into the financial intricacies of our clients. Your essential duties include analyzing and spreading comprehensive financial information, such as tax returns, income statements, balance sheets, and credit reports, to assess the risk involved in extending credit. You will conduct global cash flow analysis and evaluate collateral positions while collaborating with lenders and business representatives to gather vital financial data.
Utilizing computer programs to generate financial ratios, you'll provide insights into clients' financial statuses and compare liquidity, profitability, and credit history with similar businesses in the industry. Your expertise will also guide the assessment of income growth, management quality, and market share to project loan profitability. You will prepare detailed loan presentations and credit memos, completing annual reviews that contribute to building strong, trust-based relationships within the community.
Would you be a great Commercial Credit Analyst?
To excel as a Full-Time Commercial Credit Analyst at One Community Bank, candidates must possess a Bachelor's Degree in Finance or Accounting, complemented by 1-2 years of experience in credit, accounting, or banking. A thorough understanding of accounting rules, regulations, and policies within the financial services industry is essential for informed decision-making. Advanced problem-solving skills will enable you to navigate complex financial scenarios and assess risks effectively.
Proficiency in Microsoft Office is crucial, as you'll utilize these tools to generate reports and analyze data. Strong analytical abilities, attention to detail, and excellent communication skills will enhance your collaboration with lenders and business representatives, fostering the kind of relationships that align with our core values. Embrace the opportunity to think big and see the upside in every financial assessment you undertake.
Your next step
If you think this job aligns with your requirements, then submitting an application is simple. Good luck!
For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.
https://onecommunitybank.isolvedhire.com/jobs/1551609-294239.html
